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Entrepreneur, investor, founder of Chrono.tech - the first project that converts man-hours into currency value. Projects: LaborX.io Сhrono.tech TimeX.io You can find out more about me here: Instagram.com/sergeichrono

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Sergei Sergienko

🧠 Building on blockchain? AI is good – but you can be better.

Microsoft CEO Satya Nadella recently emphasized the importance of computational thinking for tech students, even as AI becomes more and more capable. He encouraged his audience to master this and other fundamentals to stay competitive in an AI-driven world.

Computational thinking involves breaking down complex problems into manageable parts, identifying efficient solutions, and creating step-by-step instructions. It’s about thinking logically and algorithmically to tackle challenges, even outside of coding. That kind of critical thinking is valuable in all kinds of areas of life.

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Sergei Sergienko

🧠 Scientists are raising concerns about the side effects of AI. A study by researchers at MIT reveals a worrying pattern: frequent use of ChatGPT may lead to reduced brain activity, weaker memory, and a decline in critical thinking skills.

AI was meant to be an assistant, helping us save time for what truly matters. But more and more, people are outsourcing not just routine tasks, but also those that challenge and develop the mind.

AI should be a tool, not a replacement for thinking. It brings real value only when humans remain actively engaged, not when we simply delegate everything with the click of a button.

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Sergei Sergienko

🤔 CZ warns that even video calls can no longer be considered secure. Deepfake technology is evolving fast, and scammers are now able to convincingly fake both voices and faces. What used to be a reliable way to verify identity is no longer foolproof.

One of the most common tricks is a message from a “friend” sharing a link to some software, but that trusted face might actually be a scammer. Stay alert and think twice before clicking – even if the message comes from someone close.

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Sergei Sergienko

🔮 Solana Pay predicts we might soon see signs in stores saying “Fiat not accepted – Solana only.”

It’s a bold statement, but also a bit narrow. The future shouldn't be about swapping one extreme for another. It should be about freedom of choice. Whether it's fiat, crypto, or stablecoins, buyers should be able to pay however they want to.

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Sergei Sergienko

📉 Visa and Mastercard stocks fell by around 5% on the news that major retailers including Amazon and Walmart are exploring the use of stablecoins. The shift comes in the wake of the GENIUS Act, which streamlines regulatory frameworks and paves the way for broader adoption.

Stablecoins have the potential to reduce payment processing costs by up to 85%, posing a serious challenge to traditional card networks. For Visa and Mastercard, the message is clear: it may be time to engage with Web3 – or risk being left behind.

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Sergei Sergienko

📝 CZ has suggested that every crypto platform should introduce a “will function”: a feature that enables users to pass on their assets to their heirs in the event of their death. He believes minors should be allowed to hold crypto accounts to facilitate inheritance in such cases, if not to trade.

The idea makes sense: billions of dollars worth of crypto have been lost forever simply because users don’t plan for succession. Still, it’s crucial that any such solution is designed with strong safeguards to prevent abuse and fraud.

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Sergei Sergienko

🪟 Binance is setting the standard for transparency. A new report by CryptoQuant ranks Binance as #1 for Proof-of-Reserves: its reports are released on time, and reserves consistently exceed 100%. OKX and Bybit follow close behind.

Coinbase, however, falls short. Not a single PoR report has ever been published. It’s a red flag, and leadership should take note. Even Kraken, despite publishing less frequently, comes across as more trustworthy.

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Sergei Sergienko

🧾 According to the head of China’s central bank, the growth of stablecoins is revolutionizing cross-border payments, making settlements instant. But with that progress comes a new wave of regulatory challenges.

Blockchain is already reshaping the global economy. The question is whether governments will embrace it or seek to slow things down.

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Sergei Sergienko

🤑 A brutal reminder about greed. Last week, a trader was up $5.8 million on a BTC long, but didn’t cash out and ended up losing $12.47 million. This week, the same story repeated, with $10 million in unrealized gains vanishing, instead turning into a $2.5 million loss.

Profit isn’t real until it’s in your pocket!

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Sergei Sergienko

💸 Max Keiser, Bitcoin advisor to El Salvador’s president, has issued a stark reminder:

Everything NOT Bitcoin; all fiat, shitcoins, stablecoins, can be erased like this.


His reaction came after hackers reportedly breached Sepah Bank, Iran’s largest bank, wiping its data and shutting down ATM operations.

It’s a harsh but important reality: when you keep your money in a bank, it’s no longer truly yours.

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Sergei Sergienko

Hi guys, a serious update. Please pass it on to your community.

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Sergei Sergienko

🇰🇪 Kenya has proposed a 1.5% tax on every crypto transaction. That’s not capital gains or income tax – it’s a tax on regular payments.

This is a terrible idea that will push crypto innovation out of the country. When Indonesia implemented just a 0.1% tax in 2022, users flooded to offshore and P2P platforms.

Are you based in Kenya? What do you think of this proposed law?

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Sergei Sergienko

🙅‍♂️ X has suspended the accounts for Pump.fun and its founder. This isn’t the first time the social media platform has silenced crypto-related profiles – especially key opinion leaders (KOLs) involved in meme coin trading and crypto bots.

There’s no official explanation, but the action is hard to ignore due to Pump.fun’s influence in the crypto space. Is this just some targeted cleanup, or the start of something much larger?

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Sergei Sergienko

🤪 Is the world getting crazier? It certainly seems like it. How do we navigate what’s going on?

Ray Dalio, founder of the world’s largest hedge fund, has some good advice: Don’t sweat the day-to-day.

There is always another disaster or news story to grab our attention, and it can be overwhelming. Dalio recommends zooming out: Look at the big trends, the overall global narratives, not the small stuff.

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Sergei Sergienko

💸Buffett’s stance on Bitcoin has always been negative – at least publicly. Eleven years ago, when BTC was just $600, he claimed it “doesn’t qualify as a currency”. Since then, it’s surged over 17,400%. Yet despite his continued criticism, Buffett indirectly profits from crypto through a number of his investments.

It looks like it’s nothing personal after all. As they say, money doesn’t smell.

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Sergei Sergienko

🕯 X is getting ready to roll out in-app investing. According to the Financial Times, users will soon be able to trade and manage their finances without ever leaving their feed. “You’ll be able to bring your entire financial life onto X,” said Linda Yaccarino, CEO of X Corp.

The future of finance lies not in juggling multiple apps, but in one seamless ecosystem – where investing, socializing, and managing capital happen all in one place. X is just the beginning.

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Sergei Sergienko

😨 It’s confirmed: the largest data leak in history has taken place, with 16 billion accounts exposed. Apple, Google, Facebook, GitHub, and other major platforms are among those affected. Researchers say this isn’t just recycled data, but 30 newly compiled databases.

And it goes far beyond just usernames and passwords. The leak includes full login sessions, URLs, emails – everything cybercriminals need for phishing and large-scale hacks.

Now’s the time to act: change your passwords, enable two-factor authentication, and review your login activity. This isn’t just a leak. It’s a wake-up call for global cybersecurity.

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Sergei Sergienko

⚠️ Aave users: stay alert! Scam Sniffer warns that fake scam websites that will drain your wallet are mimicking the real Aave – and often showing up at the top of Google’s search results.

The scheme is simple but dangerous: one click, and your wallet could be emptied. Always double-check URLs, don’t trust ads, and bookmark official links. In DeFi, security is everyone’s responsibility.

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Sergei Sergienko

🏦 Central banks typically target an inflation rate of 2%. But what’s so special about 2%?

Partly, they target a small positive rate to avoid deflation – which can cause the economy to grind to a halt. And 2% is low enough that things shouldn’t get too expensive, too fast.

Unfortunately, central banks have a terrible record of hitting this target! Your money loses value every year, and often much faster than 2%.

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Sergei Sergienko

🎩 Polymarket just reached a new level of irony, advertising their platform by drawing attention to one trader who made almost $250,000 simply by betting that nothing of significance would happen. It might just be the start of a new kind of trading strategy…

In a space obsessed with chasing hype, sometimes the smartest move is staying put.

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Sergei Sergienko

⚙️ Chinese mining hardware manufacturers Bitmain, Canaan, and MicroBT are establishing production facilities in the United States. Together, these companies are responsible for over 99% of the world’s ASIC production. The move comes in response to the impact of US tariffs introduced under the Trump administration.

It appears the strategy is paying off. The shift could significantly boost the development of the Bitcoin mining industry in the US. The best part? US miners can breathe a sigh of relief, as equipment shortages are now unlikely.

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Sergei Sergienko

🔮 We are terrible at predicting the future! That’s one reason why forecasts that AI will take our jobs and result in a population crash should be taken with a grain of salt.

Other major studies – like one by PwC – suggest AI could lead to a major boost in productivity and wages.

One thing is clear: those who actively seek to use AI and learn more will benefit the most. How can you use AI to make you better, faster, and more efficient in your job?

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Sergei Sergienko

🤦‍♂️ Three years ago, someone sold a kidney to buy a Bored Ape NFT. Today, it’s down 85% in value. That’s the power, and danger, of hype: it pushes people to make wild, irrational decisions.

As one comment says: a screenshot would’ve saved a lot of pain – and a kidney.

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Sergei Sergienko

💻 ZachXBT revealed that Iranian crypto exchange Nobitex was hacked for $81.7 million in BTC, DOGE, Tron, and EVM assets. The attackers didn’t just steal the funds – they burned them, permanently removing them from circulation. Responsibility for the hack was claimed by the group Gonjeshke Darande (Predatory Sparrow).

It’s a harsh reminder that crypto exchanges are still a weak link in the crypto ecosystem. In today’s world, security isn’t a bonus – it’s a necessity for survival.

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Sergei Sergienko

🇹🇭 Thailand is scrapping taxes on crypto profits for the next five years. This isn’t just a financial move. It’s a bold signal that the country is open to the future of digital finance.

Decisions like this attract crypto investors worldwide. It’s not pressure but freedom that pushes the industry forward.

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Sergei Sergienko

🖥 Don’t use public wi-fi for Web3 transactions or to log into exchanges. It’s too easy for hackers to access your private data.

If you must use public wi-fi, then use a VPN. But if possible, wait until you can get back to a secure connection.

Remember: a hacker only has to get lucky once. Don’t take the chance.

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Sergei Sergienko

👀 Crypto sleuth ZachXBT has revealed that at least one individual involved in the $30 million Zkasino scam is now linked to the White Rock project. On-chain data and a shared email address connect the two.

Back in April 2024, the Zkasino team ran a presale but disappeared with the money. Shortly afterwards, White Rock came onto the scene – complete with red flags like an anonymous team, fake partnerships, and a network of suspicious wallets.

Given this history, the risk of a rug pull with White Rock is very real. Stay alert!

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Sergei Sergienko

💸 Bank of America has ranked Bitcoin among the most important technologies of the last 1,000 years, alongside the printing press, the steam engine, the lightbulb, and the internet. Bitcoin is viewed not just as a digital currency, but as a groundbreaking technology with the power to redefine the global financial system.

BoA’s comparison underscores a key message: Bitcoin isn’t passing speculation, but a foundational financial technology for the digital age.

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Sergei Sergienko

✍️ First CZ, now Michael Saylor. The Executive Chairman of Strategy has been appointed as a crypto advisor to Pakistan’s newly formed crypto council. His role: guide regulation efforts and help establish a national Bitcoin reserve.

By bringing in world-class experts, Pakistan aims to follow in Strategy’s footsteps and emerge as a crypto powerhouse in the Global South. It certainly looks like they’re building an all-star team!

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Sergei Sergienko

🤑 Coinbase has already issued over $400 million in USDC loans in just a few months – and that’s just the beginning. Rates are around 5% and there’s no need to visit a bank.

One user shared that he planned to sell his Bitcoin to fund home renovations, but instead took out a collateralized loan. He kept his BTC position and still had the money for his project.

Crypto lending isn’t about speculation, it’s about next-gen financial flexibility.

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