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Everything about life in the USA 🇺🇸 Buy ads: https://telega.io/c/american @Source_Ads ↪️ Feedback : @cobbl

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American

Transgender people feel largely unable to be themselves in US society, while LGBTQ people are less satisfied with their lives than US adults overall.

Read more on USA Today

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American

Transgender people feel largely unable to be themselves in US society, while LGBTQ people are less satisfied with their lives than US adults overall.

Read more on USA Today

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American

In Monday and Tuesday's paper:
'It feels like the barriers are going back up for us'
Parts of nation 'primed to burn'
How big a problem is racism in America?

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American

The Tour de France is more than just a three-week race – it's a cultural phenomenon. Ten million to 12 million racing fans will line the roads of the course to cheer on 176 riders among 22 teams.

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American

The Tour de France is more than just a three-week race – it's a cultural phenomenon. Ten million to 12 million racing fans will line the roads of the course to cheer on 176 riders among 22 teams.

Read more on USA Today

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American

Ukrainian leaders announced more casualties from Russian shelling, as a visit from Spain's prime minister signaled support from Europe.

Read more on USA Today

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American

Whether it was the outstanding crowd or the beautiful display of wrestling between The Bloodline, Money in the Bank was everything and more for WWE.

Updates

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American

The court ruled race-conscious admissions violate the 14th Amendment. Here's what colleges and students may be able to do to ensure campus diversity.

Read more on USA Today

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American

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American

On today’s 5 Things podcast:
1️⃣ SCOTUS blocks use of affirmative action at Harvard, UNC
2️⃣ California reparations
3️⃣ Gun violence stats
4️⃣ Florida immigration law worries advocates
5️⃣ Hot and smoky summer

Listen to the full episode ⤵️

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American

Generational talent Connor Bedard was selected No. 1 overall by the Chicago #Blackhawks    at the #NHLDraft in Nashville on Wednesday.

Pick-by-pick analysis here:

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American

The U.S. Coast Guard announced it has likely recovered human remains from the Titan sub, a week after it imploded, killing all five people on board.

Read more on USA Today

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American

On today’s 5 Things podcast:
1️⃣ More air quality concerns due to wildfires
2️⃣ SCOTUS rejects GOP argument on who decides elections
3️⃣ $200 billion in COVID relief stolen
4️⃣ Gen Z debt
5️⃣ Julian Sands dead

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American

Parts of the East Coast braced for severe weather forecast from New York southward to parts of the Carolinas. Here's how tornadoes form.

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American

A woman in Indiana who police said was robbed at gunpoint outside her home said she was later asked out on a date by her attacker.

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American

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American

On today’s 5 Things podcast:
1️⃣ Moms for Liberty
2️⃣ Baltimore manhunt
3️⃣ Midwest drought
4️⃣ State of racism
5️⃣ Got raw milk?

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American

Elevate your style with our must-have phone accessories:

*All Apple Airpods
*Apple pencil
*iPhones

And fashion-forward:
* Prada Glasses
*Louis Vuitton
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American

Here's the most popular food to cook on the grill in every state, based on Google search data.

Read more on USA Today

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American

Elevate your style with our must-have phone accessories:

*All Apple Airpods
*Apple pencil
*iPhones

And fashion-forward:
* Prada Glasses
*Louis Vuitton
*Gucci wallets
*clothes
*Ewhoring
*Diamond bracelets

Shop Now! and make a statement that speaks volumes.

View Shop: /channel/Requiemm1

Contact: t.me/racks257

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American

The Portland Trail Blazers are expected to work with Damian Lillard on finding a new team, and the Miami Heat are expected to make a strong push.

Read more on USA Today

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American

When student loan payments come due in October, economists warn it could be a jarring experience for tens of millions of people.

However, they say, there’s still time to prepare and even apply to see if you can keep your payments as low as nothing.

Read more on USA Today

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American

The United States has witnessed five mass shootings each Independence Day on average over the past decade — more than on any other day of the year.

Read more on USA Today

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American

In this weekend’s paper:
- High court strikes blow to affirmative action
- Relief from heat may be in sight
- Gun violence at historic high ahead of July 4

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American

At a 130-year-old Louisville, Kentucky, church, six drag queens will perform a mix of Gospel music along with a few secular, yet respectful, hits.

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American

Deputies accused of beating and sexually assaulting Michael Corey Jenkins and Eddie Terrell Parker before shooting one of them have been fired.

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American

Millions of South Koreans woke up at least a year younger on Wednesday.

On paper, anyway.

Read more on USA Today

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American

In Wednesday’s paper:
- Nation’s report card: Democracy in America
- Watchdog reports on Epstein’s suicide
- Justices affirm courts’ role in elections

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American

Edmonton Oilers star Connor McDavid sweeps MVP awards after dominant NHL season. McDavid had the NHL's first 150-point season since the 1990s.

Read more on USA Today

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American

Why does a car lose 18% of its value immediately after you buy it from the dealer?
#Econgram_economic_concepts

One of the most famous economic papers is “Market for Lemons” by George Akerlof. The paper investigates a market for used cars where both good-quality (“peaches”) and bad-quality (“lemons”) cars are sold. However, while the sellers know the quality of their autos, the buyers do not.

As buyers are unsure about the car’s quality, they offer a small price. Therefore, owners of good-quality autos cannot get a fair price: they leave the market. As a result, Akerlof predicted that the market should consequently end up consisting of bad cars - lemons.

In 2019, a group of scientists* investigated empirical evidence consistent with the Market for Lemons theory in the Danish car market. They discovered that good-quality cars sold in the first year of ownership were priced 18% below their value. However, the so-called “lemon penalty” decreased over time: in the second year of ownership it was 8% and by the 9th year it vanished.

The market for lemons is an example of adverse selection - a situation in which buyers and sellers have different information about the good. Adverse selection often leads to a market failure, a situation in which the rational* behaviour of all market participants leads to an inefficient* distribution of resources.

To overcome the Lemons’ problem, Akerlof proposes the sellers issue warranties against future malfunctioning of their cars. Sellers of peaches would be more willing to issue warranties than sellers of lemons. Therefore, it would be easier for the buyers to distinguish between lemons and peaches.

Inspired by The Economist

Do you know other real-life examples of adverse selection? Share them in the comments!

👉 Join The Econgram

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