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🏦 Stablecoins could drain bank deposits

Standard Chartered warns that faster stablecoin adoption could trigger major deposit outflows from banks in developed economies, with up to $500 billion potentially moving into digital assets by 2028. Stablecoin supply has already grown about 40% year over year, surpassed $300 billion, and may accelerate further as crypto regulation matures

Banks watching liquidity walk out the door 💸

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😊 CZ backlash is growing

Traders are questioning why CZ is getting more hate lately. Critics point out that almost everything Binance has touched since his release has dropped hard - many listings down 80%+ on average - while insiders were selling and still talking about a “supercycle”

Narratives are cheap. Drawdowns aren’t 👉

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🥂 Low Fear at 26, we are still here, yes

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🥂 Gate going full macro while CT keeps being active:

🔼TradFi volume > $10B - gold at new ATH, Gate turning macro into a trading button
🔼Research take - metals, FX, indices, stock CFDs all wired into one TradFi stack
🔼Gate Ventures - macro uncertainty rising, risk sentiment turns cautious again
🔼$27.5M net inflows (24h) - Gate ranks #2 globally, liquidity still choosing sides
🔼SOL staking ATH - 513,970+ SOL, 16% APR, yield hunters migrate fast
🔼Gate US expands to 44 states - compliance grind continues, footprint grows quietly
🔼Volatility indices incoming - BVIX & EVIX perps, volatility itself becomes the asset
🔼DEX BountyDrop x CarbonEx - another airdrop side quest unlocked
🔼Dr. Han in Forbes - transparency + compliance as long-term edge, not marketing fluff
🔼TradFi new-user campaign - 150K USDT to onboard the macro-curious
🔼CrossEx upgrade + competition - cross-exchange trading, now with incentives
🔼Metals Trading Season - 20K USDT prize pool, boomers and degens finally aligned

Gate builds the macro gateway. CT trades everything. Volatility stays employed 🔍

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Rekt Capital: the bull cycle is over

The analyst points to a classic weekly EMA crossover on Bitcoin. A similar setup in 2022 marked the transition into a prolonged downtrend that lasted until year-end

Charts don’t predict the future - but they do remind markets how cycles usually end 😢

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🤖 AI trader blew up a portfolio

Kevin Xu gave an AI (Clawdbot) full control of his portfolio with one goal: turn it into $1M.25 strategies, 3,000+ reports, nonstop trading - it analyzed everything.It lost everything

Turns out “don’t make mistakes” is still a human-only feature 🚬

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🇺🇸 Trump on his impact

President Trump said “I’ve made a lot of people rich” while commenting on recent market moves and business outcomes

The charts seem to agree at least sometimes 💸

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🏦 Morgan Stanley doubles down on crypto

The bank is building a dedicated digital assets unit, opening new crypto focused roles and appointing Amy Oldenburg as Head of Digital Asset Strategy. She previously led emerging markets equities and now steps into a newly created role focused entirely on crypto

Wall Street finally updating the org chart 📊

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🙏 Crypto: now vs the future

Zcash & StarkWare co-founder Eli Ben-Sasson says crypto still lacks true product–market fit. AI, despite appearing later, reached mass adoption much faster - crypto hasn’t yet, but will. He believes crypto will ultimately reshape markets, money, the economy, and society through real decentralization and self-custody, with Starknet and partly Zcash playing key roles

AI plugged into existing rails. Crypto had to build the rails first 😃

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📉 Crypto money is rotating into TradFi yields

Trading volumes for stocks, metals, and indices on Hyperliquid are holding above $1B daily. Silver alone hit $1B in volume amid its price surge. HIP-3 TradFi perpetuals are setting new OI records weekly, while stablecoin market cap fell by $2B. Hyperliquid’s co-founder says BTC/USDT order-book depth now exceeds Binance

Yield beats narratives - capital follows returns, not loyalty 💅

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💰 Superstate raised $82.5 million in a Series B round led by Distributed Global and Bain Capital Crypto to support its investment products, which benefit from the speed, programmability, and compliance advantages of blockchain tokenization

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⌨️ Same 29, same Fear, same spot

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🥂 Gate collapsing crypto, TradFi, and culture into one feed again:

🔼3KDS first launch - 1,000,000 3KDS via HODLer airdrop, patience rewarded
🔼ETH OI check - $37.9B parked across the network, leverage still breathing
🔼2025 Community Gala Rankings - top streamers & creators get their yearly highlight reel
🔼ETH staking ATH - 169,800+ ETH, 9.75% APR, yield addicts undefeated
🔼ETF leverage expansion - ACN / JPM / BABA 3L & 3S, TradFi goes degen
🔼Gate Wallet Gas Station - gas covered across 10 EVM chains, friction reduced
🔼Macro perps incoming - indices, FX, metals, commodities… everything becomes a chart
🔼Gas Station promo - first deposit gas-free, onboarding speedrun enabled
🔼Chinese meme infra - full-chain moat building, culture takes scale seriously
🔼Metals & stocks competition - daily check-ins to share 6 XAUT (~186.6g gold)
🔼Points Airdrop #151 - claim 20 / 44 / 87 ACU, clicking still pays rent
🔼Futures Points Airdrop #72 - ~$26 per user, faucet still polite
🔼Spin to Win #5 - $50K prize pool, RNG remains bullish

Gate unifies assets. CT unifies activity. The machine keeps compounding ⌨️

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📉 Record realized losses hit Bitcoin market

Bitcoin investors locked in over $4.5B in realized losses, the highest level in three years, according to CryptoQuant. Analysts say this kind of capitulation has historically appeared near local bottoms, while large BTC holders continue accumulating

Pain first, reversal later 🩸

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🤓 Silver pulls a classic rug move

Silver erased a +14% rally in one of the largest intraday reversals ever wiping out around $900B in market cap in just 90 minutes. About $500B bounced back within 40 minutes as if nothing happened

Maybe metals need better tokenomics too 😅

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🗡 Ethereum over Solana for institutions

SharpLink CEO Joe Shalom says Solana wins on speed and fees but Ethereum still leads on security liquidity and asset protection. That is why 65% of stablecoins and most tokenized funds remain on Ethereum

Cheap is nice safe is non negotiable 🛡️

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👥 GM Fam!

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🥇 Top Crypto Gainers & Losers: Wednesday, January 28

📈 Top Gainers

BankrCoin (BNKR) +58.7%
Moonbirds (BIRD) +58.1%
pippin (PIPPIN) +48.9%

📉 Top Losers

would (WOULD) −35.3%
AB (AB) −26.5%
Yei Finance (CLO) −20.6%

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🤪 60% of top 25 US banks are ready to adopt Bitcoin, according to River analysts

Coinbase CEO Brian Armstrong confirmed this after Davos, saying most bank executives are now pro-crypto. Some are still hesitant, but many already see digital assets as a top strategic priority

Quietly bullish - TradFi is warming up while the market sleeps 🤳

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🚬 Steak ’n Shake reports +18% sales growth

The restaurant chain says revenue jumped 18%, crediting strong customer loyalty and its “Bitcoin champions.” Last week, Steak ’n Shake announced hourly BTC bonus payments for employees and earlier began accepting Bitcoin payments

Turns out Bitcoin works better as marketing than as a paycheck 😁

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☺️ Betting against madness

Vitalik Buterin said he made around $70,000 on Polymarket last year using roughly $440,000 in capital by betting against outcomes driven by irrational hype. He calls the approach “anti madness mode” and focuses on markets where people price in things that are very unlikely to actually happen

Turns out sanity can be an edge 🧠

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🪙 Tether builds a gold super reserve

Tether has become the largest non state holder of gold with over 140 tons worth around $24 billion, exceeding the official reserves of countries like Australia and Saudi Arabia. The company says it aims to operate like one of the world’s largest gold central banks and actively manage its gold reserves

Stablecoin issuer speedrunning central banking 🏦

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💸 $100,000 invested 1 year ago - where it ends up
⚫️Gold → $180k (+80%)
⚫️Silver → $342k (+243%)
⚫️BTC → $85.9k (-14%)
⚫️ETH → $89k (-11%)
⚫️DOGE → $32k (-68%)
⚫️LINK → $52k (-48%)
⚫️AVAX → $32k (-68%)
⚫️TON → $29k (-71%)
⚫️UNI → $35k (-65%)
⚫️PEPE → $28k (-72%)
⚫️ONDO → $26k (-74%)
⚫️APT → $17k (-83%)
⚫️TRUMP → $18k (-82%)
⚫️SEI → $27k (-73%)
⚫️MELANIA → $1.2k (-98.8%)
Same money. Different reality 😭

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🏇BTC & ETH upside after the metals rally

Tom Lee says crypto looks weak because gold and silver are sucking up liquidity and attention. Fundamentals for BTC and ETH are improving, growth is happening without leverage, and a weaker dollar + softer Fed remain strong tailwinds. Historically, once metals cool off, crypto tends to move next

Liquidity doesn’t disappear - it just rotates 🪓

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🗽 Bitcoin as the next global reserve currency

Tucker Carlson said Bitcoin could eventually replace the US dollar as the world’s reserve currency. He pointed to declining trust in fiat money and growing interest in scarce digital assets

Sounds crazy until it doesn’t 😎

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☕️ GM Frens!

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🥇 Top Crypto Gainers & Losers: Tuesday, January 27

📈 Top Gainers

Collect on Fanable (COLLECT) +51.8%
BankrCoin (BNKR) +40.6%
Purr (PURR) +35.5%

📉 Top Losers

River (RIVER) −28.9%
Acurast (ACU) −17.2%
1inch (1INCH) −15.9%

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💵 Tether stacks gold alongside stablecoins

Reuters reports that Tether purchased 27 tons of gold in Q4 2025, with total holdings now valued at around $4.4 billion. The move highlights Tether’s strategy to diversify reserves beyond traditional financial assets

Stablecoin issuer quietly turning into a gold bank 🏦

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💸 Bitcoin undervalued at $85K–$95K range

According to Coinbase, around 70% of institutional investors view Bitcoin as undervalued when trading between $85,000 and $95,000, as it continues to lag behind precious metals and the stock market

Smart money waiting, not rushing 😏

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