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UPSC Notes
📌 AT-1 bonds (Additional tier 1 bonds) are :
🔸️ Perpetual bonds [ No fixed maturity tenure ] have fixed Interest rate (But interest rate is usually set high, because AT-1 bonds are very risky)
🔸️ Unsecured bonds : Not backed by any mortgage/physical asset or source of revenue are listed on exchange Issued to fulfil (capital adequacy Ratiol under basel 3 Norms. @UPSCPRELIMSZONE
🔸️ AT-1 bonds can be written down, if common Equity tier-1 capital of bank falls below 5.5% of Risk weighted assets
Basai Wetland
• Located in Gurugram district in Haryana, is a flora and fauna rich water body.
• Recognised as one of India's Important Bird and Biodiversity Areas.
• Basai wetland is recognised globally as an Important Bird Area (IBA) by the BirdLife International.
• Species: White ramped vulture, red head vulture present in the wetland were listed as Critically Endangered in the IUCN red list. @CivilservicesBaba
Yearwise CSE/UPSC Civil Services Vacancies
CSE 2015 .....1129
CSE 2016......1079
CSE 2017......980
CSE 2018......782
CSE 2019......896
CSE 2020......796
CSE 2021......712
CSE 2022.... 861
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Green Bonds : is a debt security issued by an organization for the purpose of financing or refinancing projects that contribute positively to the environment and/or climate. A green bond is alternatively known as a climate bond @civilservicesBaba
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Cryptocurrency: A digital currency that is secured by cryptography and used as a medium of exchange within a peer-to-peer (P2P) digital economic system. Cryptographic techniques ensures that these systems are completely immune to fraud and counterfeiting.
The first cryptocurrency to be ever created was Bitcoin, introduced by pseudonymous developer Satoshi Nakamoto, in 2009
@civilservicesBaba
4 priorities of Budget 2022: @UPSCPRELIMSZONE
PM GatiShakti
Inclusive Development
Productivity Enhancement & Investment, Sunrise
Opportunities, Energy Transition, and Climate Action
Financing of Investments
Digital Rupee :Digital currency will also lead to a more efficient and cheaper currency management system @UPSCPRELIMSZONE
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आपको भारत के 73वे #गणतंत्रदिवस की हार्दिक शुभकामनाएं !
Heartiest greetings to you on the 73rd #RepublicDay! of India.
Happy Republic Day 2022
Life is what we make it. There are so many reasons to be thankful every day. I am thankful to all those.
Good Morning Friends!!
Have a wonderful Day.
@civilservicesBaba
May the New Year bring you happiness, peace, and prosperity. Wishing you a Happy New Year 2022
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Bonn Convention: The Convention on the Conservation of Migratory Species of Wild Animals, also known as the Convention on Migratory Species (CMS) or the Bonn Convention, is an international agreement that aims to conserve migratory species within their migratory ranges. India is a signatory to this Convention.
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Dawki Or Umngot River Meghalaya
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I just registered for this Prelims Mock Test happening this Sunday | 🔥 100% FREE
Honestly, I feel one proper mock with a detailed report can really help in understanding where we stand.
🚨UPSC PSIR Keywords
Important themes to learn from syllabus point "India & the Nuclear Question" in Paper II-Section B
Cryptocurrency: A digital currency that is secured by cryptography and used as a medium of exchange within a peer-to-peer (P2P) digital economic system. Cryptographic techniques ensures that these systems are completely immune to fraud and counterfeiting.
The first cryptocurrency to be ever created was Bitcoin, introduced by pseudonymous developer Satoshi Nakamoto, in 2009
@civilservicesBaba
Circular Economy A circular economy is an economic system of closed loops in which raw materials, components and products lose their value as little as possible, renewable energy sources are used and systems thinking is at the core. In this article we will explain this definition in more detail. @CivilservicesBaba Often focus on the use of raw materials or on system change. Definitions that focus on resource use often follow the 3-R approach:
Reduce (minimum use of raw materials)
Reuse (maximum reuse of products and components)
Recycle (high quality reuse of raw materials) @CivilservicesBaba
🔴 What is a Central Bank Digital Currency (CBDC) ?
👉CBDC is a legal tender issued by a central bank in a digital form.
👉 It is similar to a fiat currency issued in paper and is interchangeable with any other fiat currency
🔴 What is the need for CBDC?
👉 the goal is to provide users with convenience and security of digital as well as the regulated, reserve-backed circulation of the traditional banking system.
🔴 What does this change for citizens?
👉 There are several models proposed by technology experts and evangelists on how the Digital Rupee could be transacted but a formal announcement by the Reserve Bank of India will likely detail how the Digital Rupee will be transacted by citizens.
♦️One chief difference will be that a Digital Rupee transaction will be instantaneous as opposed to the current digital payment experience.
@UPSCMainsZone
Carbon neutral means that any CO2 released into the atmosphere from a company’s activities is balanced by an equivalent amount being removed. @civilservicesBaba
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2023 has been announced as the International Year of Millets @civilservicesBaba
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Circular Economy A circular economy is an economic system of closed loops in which raw materials, components and products lose their value as little as possible, renewable energy sources are used and systems thinking is at the core. In this article we will explain this definition in more detail. @UPSCPRELIMSZONE Often focus on the use of raw materials or on system change. Definitions that focus on resource use often follow the 3-R approach:
Reduce (minimum use of raw materials)
Reuse (maximum reuse of products and components)
Recycle (high quality reuse of raw materials) @UPSCPRELIMSZONE
River Rejuvenation is the result of a sudden fall in sea level or a sudden uplift in land surface due to tectonic movements.
This disturbance enables a rise in river’s potential energy (energy stored in river due to newly created height difference from base level).
This energy results in increased river bed erosion. Vertical erosion or downcutting is associated with river rejuvenation as seen in Chambal Ravines.
🌀Forest Report (IFSR) 2021
▪️Key pointer about India :
▫️Total Forest Cover = 21.71%
▫️Total Forest & Tree Cover = 24.62%
▪️Largest Forest Cover ( Area wise):-
1. MP
2.Arunachal Pradesh
3.Chhattisgarh
4.Odisha
5.Maharashtra
▪️Total Forest Cover ( %age of total GA) : Top five States are
▫️Mizoram (84.53%)
▫️Arunachal Pradesh (79.33%)
▫️Meghalaya (76.00%)
▫️Manipur (74.34%)
▫️Nagaland(73.90%)
▪️Total mangrove cover- 4,992 sq km.
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✅ APEC का मतलब एशिया-पैसिफिक इकोनॉमिक कोऑपरेशन है और यह एक रीजनल इकोनॉमिक फोरम है, जिसे साल 1989 में स्थापित किया गया था। इसका मुख्य उद्देश्य बढ़ती निर्भरता का लाभ प्रदान करना है। @cseupscnotes
✅ APEC का उद्देश्य समावेशी, टिकाऊ, अभिनव और सुरक्षित विकास को बढ़ावा देने की मदद से अधिक से अधिक समृद्धि बनाना है।
Answer & Explanation
c) both (a) and (b).
The Arabian Sea branch of the monsoon is much more powerful than the Bay of Bengal branch because – 1. Arabian sea is larger than the Bay of Bengal and 2. entire Arabian sea current advances towards India, whereas only a part of the Bay of Bengal current enters India.
@civilservicesbaba
Popularly known as Dawki river, the Umngot river in Meghalaya is undisputedly the cleanest river in Asia with its crystal clear water. It originates from the Eastern Shillong Peak, which is located 1,800 m above sea level.
The river is in the village of Mawlynnong ("God's Own Garden") in Meghalaya, close to India’s border with Bangladesh, which is touted as Asia’s Cleanest Village.
Alongside cleanliness, the village has also achieved a rare feat — a 100% literacy rate.
It acts as a natural divide between Jaintia and Khasi hills, before finally flowing into Bangladesh.
@upscprelimszone
West flowing river
"SAMANTA" are west flowing rivers
SA- SABARMATI
MA-MAHI
N- Narmada
TA-Tapti
@UPSCPrelimsGuidance
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